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Terms of Service

Last updated: December 26, 2025

1. Introduction & Acceptance

PolicyInsight ("we," "our," or "us"). These Terms of Service ("Terms") govern your access to and use of PolicyInsight's financial intelligence platform, including our website, mobile applications, and related services (collectively, the "Service").

By accessing or using our Service, you agree to be bound by these Terms. If you disagree with any part of these Terms, you may not access the Service.

Important: PolicyInsight provides financial analysis and insights for informational purposes only. Our Service does not constitute investment advice, and we are not a licensed financial advisor or broker-dealer.

2. Service Description

PolicyInsight is a financial intelligence platform that provides:

  • Analysis of government policies and their potential market impacts
  • Real-time monitoring of policy announcements and regulatory changes
  • Risk assessment tools for various asset classes (stocks, crypto, forex)
  • AI-powered insights and predictions based on policy analysis
  • Market sentiment analysis related to policy developments
  • Educational content about policy-market relationships

Disclaimer: All information provided is for educational and informational purposes only. Past performance does not guarantee future results.

3. User Responsibilities

As a user of PolicyInsight, you agree to:

  • Provide accurate, current, and complete information during registration
  • Maintain the security and confidentiality of your account credentials
  • Use the Service only for lawful purposes and in accordance with these Terms
  • Not attempt to reverse engineer, hack, or manipulate our systems
  • Not share your account access with unauthorized third parties
  • Conduct your own due diligence before making any investment decisions
  • Comply with all applicable laws and regulations in your jurisdiction

4. Financial Disclaimers & Risk Warnings

⚠️ Important Investment Warnings

Not Investment Advice: PolicyInsight does not provide personalized investment advice. All content is for informational purposes only.

High Risk: Trading and investing involve substantial risk of loss. You may lose some or all of your invested capital.

No Guarantees: We make no representations or warranties about the accuracy, completeness, or reliability of our analysis.

Past Performance: Historical data and analysis do not guarantee future results or performance.

Regulatory Compliance: You are responsible for ensuring compliance with all applicable securities laws and regulations in your jurisdiction.

Before making any investment decisions, please consult with qualified financial professionals and conduct your own independent research.

5. Intellectual Property Rights

The Service and its original content, features, and functionality are and will remain the exclusive property of PolicyInsight and its licensors. The Service is protected by copyright, trademark, and other laws.

You may not:

  • Copy, modify, distribute, or sell any part of our Service
  • Use our proprietary algorithms or analysis methods without permission
  • Remove any copyright or proprietary notices from our content
  • Create derivative works based on our Service

6. Data Use & Privacy

Your privacy is important to us. We collect and use your personal information as described in our Privacy Policy, which is incorporated into these Terms by reference.

By using our Service, you consent to:

  • Collection of usage data to improve our Service
  • Analysis of your trading preferences for personalized insights
  • Communication regarding service updates and important announcements

We implement industry-standard security measures to protect your data, but no method of transmission over the internet is 100% secure.

7. Subscription & Billing

PolicyInsight offers both free and premium subscription tiers. Premium features may include:

  • Advanced analysis and deep dive insights
  • Real-time alerts and notifications
  • Historical data access
  • Priority customer support
  • API access for institutional users

Subscription fees are billed in advance on a monthly or annual basis. You may cancel your subscription at any time, but refunds are generally not provided for partial months.

8. Limitation of Liability

IMPORTANT LEGAL NOTICE:

IN NO EVENT SHALL POLICYINSIGHT, ITS OFFICERS, DIRECTORS, EMPLOYEES, OR AGENTS BE LIABLE FOR ANY INDIRECT, INCIDENTAL, SPECIAL, CONSEQUENTIAL, OR PUNITIVE DAMAGES, INCLUDING WITHOUT LIMITATION, LOSS OF PROFITS, DATA, OR USE, INCURRED BY YOU OR ANY THIRD PARTY, WHETHER IN AN ACTION IN CONTRACT OR TORT, ARISING FROM YOUR ACCESS TO OR USE OF THE SERVICE.

Our total liability to you for all damages shall not exceed the amount you paid us in the twelve (12) months preceding the event giving rise to the claim.

9. Termination

We may terminate or suspend your account immediately, without prior notice, for conduct that we believe violates these Terms or is harmful to other users, us, or third parties, or for any other reason.

Upon termination, your right to use the Service will cease immediately. All provisions of these Terms that by their nature should survive termination shall survive.

10. Changes to Terms

We reserve the right to modify or replace these Terms at any time. If a revision is material, we will provide at least 30 days' notice prior to any new terms taking effect.

Your continued use of the Service after any such changes constitutes your acceptance of the new Terms.

11. Contact Information

If you have any questions about these Terms of Service, please contact us at:

Email: admin@policyinsight.trade

Response Time: We typically respond within 2-3 business days

These Terms of Service are effective as of December 26, 2025

By using PolicyInsight, you acknowledge that you have read, understood, and agree to be bound by these Terms.